First Home Loans

Many first home buyers focus on saving a deposit, then feel blindsided by the extra bills that come with getting a loan and taking ownership. This guide breaks down the common first home buyer home loan costs beyond the deposit, with an Australian lens so they can budget with fewer Read more

A first home buyer loan application is assessed on one simple thing: can the borrower afford the loan, and will they repay it on time. In Australia, lenders usually look at income, expenses, deposit, credit history, existing debts, and the property itself. Because each lender applies policy a little differently, Read more